What kind of companies does Kotak Balanced Advantage Fund invest in?

Kotak Balanced Advantage Fund invests in a mix of equity & equity related securities and debt & money market instruments giving the fund flexibility to shift between equity and debt exposure depending on market conditions.

What are the key features of Kotak Balanced Advantage Fund?

1.Dynamic allocation The fund adjusts equity and debt exposure dynamically based on market valuations and outlook 2.Balanced growth with risk management It aims for growth through equity participation while using debt/money market instruments to moderate volatility 3.Flexible investment style The fund can increase or decrease equity exposure depending on market conditions offering flexibility rather than being tied to a fixed cap segment. 4.Suitable for long term horizon Designed for investors with long term outlook to benefit from equity growth while cushioning downside through debt exposure

Who should invest in Kotak Balanced Advantage Fund?

1.Investors seeking balanced exposure to equities and debt via a single fund 2.Those with a long term investment horizon (e.g. 5 years or more 3.Investors willing to accept market risk but preferring a lower volatility profile than pure equity given the dynamic allocation strategy

What is the minimum SIP and lump sum investment for Kotak Balanced Advantage Fund?

1.SIP Minimum 100 per month 2.Lump Sum Rs100 and any amount thereafter

What is the exit load for Kotak Balanced Advantage Fund?

a)For redemption/switch out of upto 8% of the initial investment amount (limit) purchased or switched in within 180 days from the date of allotment: Nil b) If units redeemed or switched out are in excess of the limit within 180 days from the date of allotment: 1% c) If units are redeemed or switched out on or after 180 days from the date of allotment: Nil

What is the current NAV of Kotak Balanced Advantage Fund Direct Growth?

As of 11th September 2026, the current Kotak Balanced Advantage Fund NAV is ₹ 23.00.

What kind of returns does Kotak Balanced Advantage Fund Direct Growth provide?

As of 11th September 2026, Kotak Balanced Advantage Fund Direct Growth has provided annualized returns of 3.05% in the last 1 year, 9.41% over 3 years, 9.10% over 5 years, 10.81% since inception.

What is the AUM of Kotak Balanced Advantage Fund?

As of 31st August 2026, ₹ 17,373 Cr. is the AUM of Kotak Balanced Advantage Fund.

Kotak Balanced Advantage Fund

NAV as on Sep 11, 2026 ₹ 23 ₹ -0.07(-0.33)%

CAGR

inception 10.81%

Return Calculator

If you had invested ₹ on via and stayed invested till it would have become ₹2,300 i.e. CAGR of 10.81%

Scheme Inception date is 03/08/2018. Mr. Harsha Upadhyaya has been managing the fund since 01/10/2023 and Mr. Abhishek Bisen has been managing the fund since 03/08/2018. Mr. Hiten Shah has been managing the fund since 03/10/2019. Different plans have different expense structure. The performance deta...

Portfolio

As on Aug 31, 2026

SECTOR ALLOCATION
STOCKS

Equity 75.35%

Debt 24.65%

Sector

% of net asset

Banks

14.83 %

IT - Software

4.66 %

Petroleum Products

4.09 %

Realty

4.01 %

Finance

3.83 %

Automobiles

3.76 %

Pharmaceuticals and Biotechnology

3.18 %

Telecom - Services

2.96 %

Auto Components

2.81 %

Cement and Cement Products

2.21 %

Market Capitalisation

Type	%
Large Cap	45.69 %
Debt And_Money_Market	35.76 %
Small Cap	9.4 %
Mid Cap	9.15 %

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Performance

as per SEBI format

Historical Returns

	CAGR					Value of ₹ 10,000 invested
	Since Inception	10Y	5Y	3Y	1Y	6 M	3 M	1 M	15 Days	7 Days	Since Inception	10Y	5Y	3Y	1Y	6 M	3 M	1 M	15 Days	7 Days
Kotak Balanced Advantage Fund - Direct (G)	10.81%	-	9.10%	9.41%	3.05%	4.03%	3.70%	-1.90%	-1.64%	-1.06%	23,000.00	-	15,455.95	13,095.71	10,305.12	10,403.00	10,369.70	9,809.78	9,835.79	9,893.75
Tier 1 - Nifty 50 Hybrid Composite Debt 50:50 Index	9.27%	-	6.55%	6.47%	-1.42%	-0.03%	1.11%	-2.55%	-1.59%	-1.12%	20,528.98	24,696.84	13,731.45	12,068.85	9,857.71	9,997.02	10,110.67	9,744.53	9,841.01	9,887.66
Additional -Nifty 50 TRI	10.62%	-	7.40%	6.62%	-5.41%	-1.16%	1.62%	-4.35%	-2.85%	-2.09%	22,673.56	29,776.33	14,291.01	12,120.58	9,459.31	9,884.30	10,162.37	9,564.93	9,715.38	9,790.94

As on Aug 31, 2026

Rolling Returns

		7 Year	5 Year	3 Year	1 Year
Average	-	11.98	12.87	12.92	12.23
Maximum	-	13.25	19.45	22.41	58.64
Minimum	-	10.57	9.10	9.41	-17.67
% times +ve returns	0.00	100	100	100	96.54
% times returns >	0.00	100	100	100	67.71

The returns are of Direct Growth Plan. Returns are calculated since inception with daily rolling frequency for the respective periods.

NAV Movement

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The Net Asset Value ("NAV") movement graph, shows the movement of NAVs of various available Plans/Options of Kotak Balanced Advantage Fund("Scheme") and the movement of the Index Price, since the Inception of the Scheme/Plan/Option. For the Scheme the details provided here in are of Direct Plan- Growth Option.

SWP Calculator

Scheme Name : Kotak Balanced Advantage Fund - Direct Plan Growth

NAV Date	NAV	Units	Cash Flow	Scheme Value

Historical Returns (as per SEBI format) as on 31 August 2026

Tenors	CAGR					Current Value of ₹ 10,000 invested
Tenors	Since Inception	5Y	3Y	1Y	6 M	Since Inception	5Y	3Y	1Y	6 M
Kotak Balanced Advantage Fund - Direct (G)	10.81%	9.10%	9.41%	3.05%	4.03%	23,000.00	15,455.95	13,095.71	10,305.12	10,403.00
Nifty 50 Hybrid Composite Debt 50:50 Index	9.27%	6.55%	6.47%	-1.42%	-0.03%	20,528.98	13,731.45	12,068.85	9,857.71	9,997.02
Nifty 50 TRI	10.62%	7.40%	6.62%	-5.41%	-1.16%	22,673.56	14,291.01	12,120.58	9,459.31	9,884.30

Scheme Inception date is 03/08/2018. Mr. Rohit Tandon has been managing the fund since 22/1/2024 and Mr. Abhishek Bisen has been managing the fund since 03/08/2018. Mr. Hiten Shah has been managing the fund since 03/10/2019. Different plans have different expense structure. The performance details provided herein are of Direct Plan - Growth Option Past performance may or may not be sustained in future. All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI - Total Return Index, In terms of para 6.14 of SEBI Master circular No. SEBI/HO/IMD/IMD-PoD-1/P/CIR/2024/90 dated June 27, 2024, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).Alpha is difference of scheme return with benchmark return.

Fund

Tier 1 Benchmark

Kotak Balanced Advantage Fund (An open ended Dynamic Asset Allocation Fund)

This scheme is suitable for investors who are seeking *

Wealth creation over a long period of time.
Investment in equity, equity related securities & debt, money market instruments while managing risk through active allocation.

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them

The above riskometer is based on the scheme portfolio as on 31 August 2026 . An addendum may be issued or updated on the website for new riskometer.

Start Date of the Investment is considered as 1st of Every Month. Exit Load, Stamp Duty & STT are ignored for ease of calculation. Data Source: We have considered NAV Direct Plan Growth Option for the above scheme, Past Performance may or may not be sustained in the future. In view of the individual nature of tax consequences, each unit holder is advised to consult their tax advisors. All figures and other data given in this document are as of 31 August 2026. The same may or may not be relevant at a future date. The AMC takes no responsibility for updating any data/information in this material from time to time. The information shall not be altered in any way, transmitted to, copied, or distributed, in part or in whole, to any other person or to the media or reproduced in any form, without the prior written consent of Kotak Mahindra Asset Management Company Limited. Kotak Mahindra Asset Management Company Limited (including its affiliates), the Mutual Fund, The Trust and any of its officers, directors, personnel, and employees shall not be liable for any loss, damage of any nature, including but not limited to direct, indirect, punitive, special, exemplary, consequential, as well as any loss of profit, in any way arising from the use of this material in any manner. Further, the information contained herein should not be construed as a forecast or promise. The recipient alone shall be fully responsible/liable for any decision taken based on this material.

Mutual fund investments are subject to market risks, read all scheme related documents carefully.

Details

Benchmark

Tier 1 - Nifty 50 Hybrid Composite Debt 50:50 Index
Additional -Nifty 50 TRI

AUM: ₹ 17,373 Cr. As on 31-Aug-2026

Allotment date: August 03, 2018

AAUM: ₹ 17,484 Cr. As on 31-Aug-2026

Fund Managers

Mr. Rohit Tandon See All Funds Managed

Mr. Hiten Shah See All Funds Managed

Mr. Abhishek Bisen See All Funds Managed

Key Ratios

as on 31-Aug-2026

Portfolio turnover ratio

190.85%

Expense Ratio **

0.63

Source: *ICRA MFI Explorer ## Risk rate assumed to be % (FBIL Overnight MIBOR rate as on NA) **Expense Ratio includes BER plus GST thereon.

Source: *ICRA MFI Explorer

## Risk rate assumed to be %

(FBIL Overnight MIBOR rate as on NA)

**Expense Ratio includes BER plus GST thereon.

Investment Style

Available Plans/Options

A) Regular Plan B) Direct PlanOptions: Payout of IDCW, Reinvestment of IDCW & Growth (applicable for all plans)

Minimum Investment Amount

Initial Investment: Rs100 and any amount thereafter

Additional Investment: Rs100 and any amount thereafter

Ideal Investments Horizon: 5 years & above

Load Structure

Entry Load: Nil

Exit Load: 1. For redemption / switch out of upto 8% of the initial investment amount (limit) purchased or switched in within 180 days from the date of allotment: Nil. 2. If units redeemed or switched out are in excess of the limit within 180 days from the date of allotment: 1% 3. If units are redeemed or switched out on or after 180 days from the date of allotment: NIL. *The exit load levied will be calculated basis the exit load rate prevalent at the time of unit allotment.