what do we seek from our idle money?
Many a time we have surplus funds which needs to be invested for better returns. But we also seek the freedom to withdraw this money as and when we need it.
What are the most common options?
Savings account
gives you the flexibility of anytime withdrawal but it comes with
High Opening balance 
Penalty on low balance 
Low interest rates Fixed Deposits
give you
Lock-in period Penalty on early withdrawal 
TDS COMPARE THE DIFFERENT INVESTMENT OPTIONS
Savings account rate assumed to be 3.5% per annum for last 1 year. ** Data period is 1 July 2019 to 30 June 2020. This is only an illustration & a hypothetical example to demonstrate the concept and should not be construed as a promise, guarantee or a forecast of any minimum returns. Read More
Features of Kotak Liquid Fund
Get instant liquidity like a savings account and a chance for growth like fixed deposit.
FEATURES OF Kotak Liquid Fund
Get instant liquidity like a savings account and a chance for growth like fixed deposit.
Kotak Liquid Fund
Kotak Liquid Fund is a debt scheme with the objective of providing reasonable returns with high level of liquidity. The scheme seeks to achieve the investment objective through investments in judicious mix of money market instruments, corporate bonds and sovereign securities.
Performance
as on Sep 4, 2026Invest Now| Tenors | Since Inception | Last 5 Years | Last 3 Years | Last 1 Year | |
|---|---|---|---|---|---|
| Kotak Liquid Fund - Regular (G) | 7.89 | 6.20 | 6.85 | 6.39 | |
| NIFTY Liquid Index A-I | -- | 6.33 | 6.93 | -- |
Scheme Inception date is 04/11/2003. Mr. Deepak Agrawal has been managing the fund since 01/05/2007
Different plans have different expense structure. The performance details provided herein are of regular plan Past performance may or may not be sustained in future. All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark. Alpha is the difference of scheme return with benchmark return.
Kotak Liquid Fund
Nifty Liquid Index
This product is suitable for investors who are seeking*:
- Income over a short term investment horizon
- Investment in debt & money market securities