Debt Reckoner
| Scheme Name | Current Scheme Positioning | Monthly AAUM (₹ Crs)  | Current Portfolio Quality** | Ideal Investment Horizon | Key Differentiator | YTM % | Average Maturity (years) | Modified Duration (years) | Exit Load |  |
|---|---|---|---|---|---|---|---|---|---|---|
| Kotak Liquid Fund | Liquid | 42,746.41 | SOV : 18.82 AAA : 80.05 Cash/CBLO :1.12 | 7 days to month | Maturity < 91 days | 5.40 | 1.17 (Days) | 1.17 (Days) | Nil | |
| Kotak Money Market Fund | Money Market | 23,382.31 | SOV: 15.67 AAA: 85.90 Cash/CBLO: -1.57 | 3 to 6 months | Maturity < 1 year | 7.71 | 0.60 | 0.60 | Nil | |
| Kotak Savings Fund | Ultra Short Duration | 12,271.19 | SOV: 13.33 AAA: 67.15 AA+: 8.90 AA: 7.02 Cash/CBLO: 3.60 | 3 to 6 months | Macaulay Duration 3-6 months | 7.90 | 0.51 | 0.41 | Nil | |
| Kotak Low Duration Fund | Low Duration | 11,152.58 | SOV: 12.85 AAA: 68.36 AA+: 4.10 AA: 13.48 Cash/CBLO: 1.21 | 6 to 9 months | Macaulay Duration 6-12 months | 7.26 | 1.19 | 0.99 | Nil | |
| Kotak Floating Rate Fund | Floating Rate | 3,128.34 | SOV: 14.29 AAA: 67.25 AA+: 6.40 AA: 8.44 Cash/CBLO: 3.61 | 2 year & above | Average Maturity – Within 3-4 years | 8.09 | 2.27 | 1.93 | Nil | |
| Kotak Corporate Bond Fund | Corporate Bond | 15,989.65 | SOV: 13.41 AAA: 84.70 Cash/CBLO: 1.90 | 1 to 1.5 year | 80-100% corporate bond exposure in AA+ & above assets | 7.99 | 4.00 | 2.73 | Nil | |
| Kotak Banking & PSU Debt Fund | Banking and PSU | 5,408.68 | SOV : 10.24 AAA : 83.79 AA+ : 2.70 Cash/CBLO : 3.27 | 2 to 3 years | Predominantly High quality Banking & PSU assets | 7.17 | 4.04 | 3.40 | Nil | |
| Kotak Bond Short Term | Short Duration | 15,287.24 | SOV: 15.67 AAA: 81.30 Cash/CBLO: 3.02 | 1 year & above | Macaulay Duration 1-3 years | 7.94 | 2.95 | 219.00 | Nil | |
| Kotak Credit Risk Fund | Credit Risk | 761.05 | SOV: 12.21 AAA: 7.97 AA+: 8.03 AA: 49.72 A+/A-/A/Below: 9.01 Cash/CBLO: 13.06 | 2-3 years & above | Minimum 65% in below AA+ instruments | 8.95 | 2.93 | 2.05 | 1% for 1 Year 6% of the initial investment within 1 year from the date of allotment: Nil. | |
| Kotak Medium Term Fund | Medium Term (Accrual Strategy) | 1,813.99 | SOV: 11.08 AAA: 20.79 AA+: 11.66 AA: 35.66 A+/A-/A/Below: 7.54 Cash/CBLO: 13.27 | 2.5 years & above | Macaulay Duration 3-4 years (1-4 years when defensive) | 8.72 | 4.17 | 2.84 | Nil | |
| Kotak Dynamic Bond Fund | Dynamic | 2,376.16 | SOV: 43.49 AAA: 15.56 AA+: 11.07 AA: 10.20 Cash/CBLO: 19.67 | 2 years and above | Dynamic strategy- investment across duration | 7.82 | 12.45 | 5.41 | Nil | |
| Kotak Bond Fund | Medium to Long Duration | 1,811.30 | SOV: 53.58 AAA: 30.07 Cash/CBLO: 16.34 | 2 to 3 years | Macaulay Duration 4-7 years (1-7 years when defensive) | 7.59 | 18.18 | 4.83 | Nil | |
| Kotak Gilt Fund | Gilt | 2,269.60 | SOV: 82.04 Cash/CBLO: 17.96 | 2 year & above | Gilt Fund with Dynamic strategy, no cap on duration | 7.37 | 13.11 | 6.97 | Nil | |
| Kotak Overnight Fund | Overnight | 7,846.10 | SOV : 1.59 Cash/CBLO : 98.41 | 1 day | One Day Maturity | 5.40 | 1.17 (Days) | 1.17 (Days) | Nil | |
| Kotak Long Duration Fund | Long duration | 68.12 | SOV: 95.08 Cash/CBLO: 4.92 | 3 years & above | 3 years & above | 7.65 | 13.24 | 12.95 | Nil |
| Scheme Name | Average Maturity (Years) |  |
|---|---|---|
| Kotak Liquid Fund | 1.17 (Days) | |
| Kotak Money Market Fund | 0.60 | |
| Kotak Savings Fund | 0.51 | |
| Kotak Low Duration Fund | 1.19 | |
| Kotak Floating Rate Fund | 2.27 | |
| Kotak Corporate Bond Fund | 4.00 | |
| Kotak Banking & PSU Debt Fund | 4.04 | |
| Kotak Bond Short Term | 2.95 | |
| Kotak Credit Risk Fund | 2.93 | |
| Kotak Medium Term Fund | 4.17 | |
| Kotak Dynamic Bond Fund | 12.45 | |
| Kotak Bond Fund | 18.18 | |
| Kotak Gilt Fund | 13.11 | |
| Kotak Overnight Fund | 1.17 (Days) | |
| Kotak Long Duration Fund | 13.24 |
Note: **AAA also includes A1+,A1+(SO), AAA(SO), IND AAA , Net current Assets, CBLO, Term Deposit and Rev repo. For Kotak Gilt Fund: Cash and Cash Equivalent is included under Gilt. For Liquid schemes ( Kotak Liquid Scheme and Kotak Money Market ) and Liquid plus schemes (Kotak Savings and Kotak Low Duration) T-bill is included in AAA. * The revised exit load shall be effective for all fresh investments (i.e. units allotted on purchases or switch-ins (including through systematic investments under existing enrolments/registrations) on or after October 20, 2019. ^ Total Expense Ratio is of Regular Plan ** Revised load structure is effective from May 13, 2020