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Kotak Gilt Fund

Return Calculator

If you had invested ₹ on via
and stayed invested till it would have become ₹9,695 i.e. CAGR of 8.55%

Scheme Inception date is 11/11/2003. Mr. Abhishek Bisen has been managing the fund since 15/04/2008. Different plans have different expense structure. The performance details provided herein are of regular plan. "Past performance may or may not be sustained in future. All payouts during the period h...

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Portfolio

As on Aug 31, 2026

Sector
% of net asset
SOV
81.28 %
TREP & Term Deposits & Rev.Repo
16.91 %
Net Current Assets
1.81 %

Performance

as per SEBI format
Historical Returns
CAGRValue of ₹ 10,000 invested
Since Inception10Y5Y3Y1Y6 M3 M1 M15 Days7 DaysSince Inception10Y5Y3Y1Y6 M3 M1 M15 Days7 Days
Kotak Gilt - Invest Plan (G)8.55%5.90%4.43%4.77%3.28%1.44%2.42%-0.33%-0.89%-0.40%96,948.4017,744.8712,422.5111,500.4010,327.7310,144.3110,242.509,966.889,910.639,959.95
Additional -Crisil 10-year Gilt Index-5.79%5.09%6.52%2.53%0.96%2.11%-0.33%-0.73%-0.43%-17,553.6712,814.8612,085.7510,253.2610,095.9410,211.409,966.749,927.069,956.78
Tier 1 - Nifty All Duration G-Sec Index-6.72%5.77%6.68%3.92%1.35%2.34%-0.14%-0.71%-0.44%-19,158.6913,239.7512,141.0810,391.5710,134.6410,233.639,985.889,928.619,955.77

Scheme Inception date is 29/12/1998. Mr. Abhishek Bisen has been managing the fund since 15/04/2008. Different plans have different expense structure. The performance details provided herein are of Regular Plan - Growth Option.Past performance may or may not be sustained in future. All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= Read More

As on Aug 31, 2026

Rolling Returns
 10 Year7 Year5 Year3 Year1 Year
Average8.278.208.308.849.04
Maximum 12.70 12.50 16.77 21.70 31.29
Minimum 5.90 5.31 3.61 1.90 -6.86
% times +ve returns10010010010094.35
% times returns > 86.9478.5670.4664.0555.54

The returns are of Regular Growth Plan. Returns are calculated since inception with daily rolling frequency for the respective periods.

NAV Movement

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The Net Asset Value ("NAV") movement graph, shows the movement of NAVs of various available Plans/Options of Kotak Gilt Fund("Scheme") and the movement of the Index Price, since the Inception of the Scheme/Plan/Option. For the Scheme the details provided here in are of Regular Plan- Growth Option.

SWP Calculator

If you had invested ₹
on
and had withdrawn ₹
per
Starting from
To
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SWP Calculator
Scheme Name : Kotak Gilt Fund - Regular Plan Growth
NAV DateNAVUnitsCash FlowScheme Value
Historical Returns (as per SEBI format) as on    31 August 2026
TenorsCAGRCurrent Value of ₹ 10,000 invested
Since Inception5Y3Y1Y6 MSince Inception5Y3Y1Y6 M
Kotak Gilt - Invest Plan (G)8.55%4.43%4.77%3.28%1.44%96,948.4012,422.5111,500.4010,327.7310,144.31
Crisil 10-year Gilt Index-5.09%6.52%2.53%0.96%-12,814.8612,085.7510,253.2610,095.94
Nifty All Duration G-Sec Index-5.77%6.68%3.92%1.35%-13,239.7512,141.0810,391.5710,134.64

Scheme Inception date is 29/12/1998. Mr. Abhishek Bisen has been managing the fund since 15/04/2008. Different plans have different expense structure. The performance details provided herein are of Regular Plan - Growth Option.Past performance may or may not be sustained in future. All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR(Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark. Alpha is difference of scheme return with benchmark return.

Graph
Fund
Graph
Tier 1 Benchmark
Kotak Gilt Fund (An open ended debt scheme investing in government securities across maturity. A relatively high interest rate risk and relatively low credit risk.)
This scheme is suitable for investors who are seeking *
  1. Income over a long investment horizon
  2. Investment in sovereign securities issued by the Central and/or State Government(s) and/or reverse repos in such securities
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them
The above riskometer is based on the scheme portfolio as on 31 August 2026 . An addendum may be issued or updated on the website for new riskometer.
PRC Matrix Image
Potential Risk Class matrix consisting of parameters based on maximum interest rate risk (measured by Macaulay Duration (MD) of the scheme) and maximum credit risk (measured by Credit Risk Value (CRV) of the scheme).
Start Date of the Investment is considered as 1st of Every Month. Exit Load, Stamp Duty & STT are ignored for ease of calculation. Data Source: We have considered NAV Regular Plan Growth Option for the above scheme, Past Performance may or may not be sustained in the future. In view of the individual nature of tax consequences, each unit holder is advised to consult their tax advisors. All figures and other data given in this document are as of 31 August 2026. The same may or may not be relevant at a future date. The AMC takes no responsibility for updating any data/information in this material from time to time. The information shall not be altered in any way, transmitted to, copied, or distributed, in part or in whole, to any other person or to the media or reproduced in any form, without the prior written consent of Kotak Mahindra Asset Management Company Limited. Kotak Mahindra Asset Management Company Limited (including its affiliates), the Mutual Fund, The Trust and any of its officers, directors, personnel, and employees shall not be liable for any loss, damage of any nature, including but not limited to direct, indirect, punitive, special, exemplary, consequential, as well as any loss of profit, in any way arising from the use of this material in any manner. Further, the information contained herein should not be construed as a forecast or promise. The recipient alone shall be fully responsible/liable for any decision taken based on this material.
Mutual fund investments are subject to market risks, read all scheme related documents carefully.

Details

Benchmark
  • Additional -Crisil 10-year Gilt Index
  • Tier 1 - Nifty All Duration G-Sec Index
AUM: ₹ 2,107 Cr. As on 31-Aug-2026
Allotment date: December 29, 1998
AAUM: ₹ 2,177 Cr. As on 31-Aug-2026
Fund Managers
Mr. Abhishek Bisen See All Funds Managed

Key Ratios

as on 31-Aug-2026
Expense Ratio **
1.48

Source: *ICRA MFI Explorer     ## Risk rate assumed to be % (FBIL Overnight MIBOR rate as on NA)     **Expense Ratio includes BER plus GST thereon.

Source: *ICRA MFI Explorer

## Risk rate assumed to be %

(FBIL Overnight MIBOR rate as on NA)

**Expense Ratio includes BER plus GST thereon.

MaturityStyle Graph

Available Plans/Options

A) Regular Non Dir Plan, B) PF & Trust Non Dir Plan, C) Regular Dir Plan, D) PF & Trust Dir PlanOptions: Payout of IDCW, Reinvestment of IDCW & Growth (applicable for all plans)

Minimum Investment Amount

Initial Investment: Rs100 and any amount thereafter
Additional Investment: Rs100 and any amount thereafter
Ideal Investments Horizon: 2.5 years & above

Load Structure

Entry Load: Nil
Exit Load: Nil *The exit load levied will be calculated basis the exit load rate prevalent at the time of unit allotment.
Graph
Fund
Graph
Tier 1 Benchmark
Kotak Gilt Fund (An open ended debt scheme investing in government securities across maturity. A relatively high interest rate risk and relatively low credit risk.)
This scheme is suitable for investors who are seeking *
  1. Income over a long investment horizon
  2. Investment in sovereign securities issued by the Central and/or State Government(s) and/or reverse repos in such securities
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them

PRC Matrix

PRC Matrix Image
Potential Risk Class matrix consisting of parameters based on maximum interest rate risk (measured by Macaulay Duration (MD) of the scheme) and maximum credit risk (measured by Credit Risk Value (CRV) of the scheme).

About the Kotak Gilt Fund

  • Kotak Gilt Fund focuses on sovereign debt instruments such as central and state government securities, treasury bills and eligible repos. The fund maintains high safety by keeping 80% in government securities and actively manages duration to respond to interest rate changes making it suitable for investors seeking low credit risk and active duration management.

Scheme Category & Type

  • Debt Scheme - Gilt Fund An open-ended debt scheme investing in government securities across maturity. A relatively high-interest rate risk and relatively low credit risk.

Investment Objective

  • The objective of the Plan is to generate risk-free returns through investments in sovereign securities issued by the Central Government and/or State Government(s) and/or any security unconditionally guaranteed by the Government of India, and/or reverse repos in such securities as and when permitted by RBI. A portion of the fund may be invested in Reverse repo, Triparty repo on Government securities or treasury bills and/or other similar instruments as may be notified to meet the day-to-day liquidity requirements of the Plan. To ensure total safety of Unitholders' funds, the Plan does not invest in any other securities such as shares, debentures or bonds issued by any other entity. The Fund will seek to underwrite issuance of Government Securities if and to the extent permitted by SEBI/RBI and subject to the prevailing rules and regulations specified in this respect and may also participate in their auction from time to time.
  • Subject to the maximum amount permitted from time to time, the Plan may invest in securities abroad, in the manner allowed by SEBI/RBI in conformity with the guidelines, rules and regulations in this respect. There is no assurance that the investment objective of the Plan will be achieved. It is however emphasized, that investments under the Plan are made in Government Securities, where there is no risk of default of payment in principal or interest amount.

Why Kotak Gilt Fund ?

  • Invests only in sovereign securities giving you credit risk free exposure since government securities carry no default risk
  • Active duration management allows the fund to benefit from changing interest rate cycles, increasing duration when rates are expected to fall and reducing it when rates may rise.
  • Provides access to the government securities market which is usually dominated by institutional players enabling easy retail participation.

Frequently Asked Questions