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Kotak Short Term Fund

Return Calculator

If you had invested ₹ on via
and stayed invested till it would have become ₹2,835 i.e. CAGR of 7.91%

Scheme Inception date is 02/05/2002. Mr. Deepak Agrawal has been managing the fund since 11/07/2007 & Mr. Abhishek Bisen has been managing the fund since 01/11/2022. Different plans have different expense structure. The performance details provided herein are of direct plan. "Past performance may or...

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Portfolio

As on Aug 31, 2026

Sector
% of net asset
AAA, AAA(CE), AAA(SO), SOV
96.39 %
Net Current Assets
3.05 %
Alternative Investment Fund
0.37 %
TREP & Term Deposits & Rev.Repo
0.19 %

Performance

as per SEBI format
Historical Returns
CAGRValue of ₹ 10,000 invested
Since Inception10Y5Y3Y1Y6 M3 M1 M15 Days7 DaysSince Inception10Y5Y3Y1Y6 M3 M1 M15 Days7 Days
Kotak Short Term Fund - Direct (G)7.91%7.34%6.49%7.52%5.84%2.90%2.36%0.34%0.20%0.27%28,354.7820,310.8013,695.6412,430.0210,583.9510,289.6810,235.8010,033.8110,020.2910,027.05
Additional -Crisil 10-year Gilt Index6.34%5.79%5.08%6.58%2.17%0.98%1.92%-0.45%-0.45%-0.28%23,179.5117,550.2812,812.6912,105.2110,217.0110,097.5010,192.379,955.049,954.699,972.38
Tier 1 - NIFTY Short Duration Debt Index A-II7.27%6.63%5.85%6.77%5.01%2.48%2.01%0.23%0.04%0.12%26,132.0318,992.9013,284.8412,171.6310,501.3310,248.3710,201.4710,022.9210,003.7210,012.08

Scheme Inception date is 02/05/2002. Mr. Deepak Agrawal has been managing the fund since 11/07/2007 & Mr. Abhishek Bisen has been managing the fund since 01/11/2022. Different plans have different expense structure. The performance details provided herein are of direct plan. "Past performance may or may not be sustained in future. All payouts during the period have been reinvested in the units of Read More

As on Aug 31, 2026

Rolling Returns
 10 Year7 Year5 Year3 Year1 Year
Average7.867.947.797.928.02
Maximum 8.30 9.66 9.33 10.81 12.10
Minimum 7.32 6.93 6.31 4.93 2.41
% times +ve returns100100100100100
% times returns > 10099.0276.8173.2670.60

The returns are of Direct Growth Plan. Returns are calculated since inception with daily rolling frequency for the respective periods.

NAV Movement

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The Net Asset Value ("NAV") movement graph, shows the movement of NAVs of various available Plans/Options of Kotak Short Term Fund("Scheme") and the movement of the Index Price, since the Inception of the Scheme/Plan/Option. For the Scheme the details provided here in are of Direct Plan- Growth Option.

SWP Calculator

If you had invested ₹
on
and had withdrawn ₹
per
Starting from
To
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SWP Calculator
Scheme Name : Kotak Short Term Fund - Direct Plan Growth
NAV DateNAVUnitsCash FlowScheme Value
Historical Returns (as per SEBI format) as on    31 August 2026
TenorsCAGRCurrent Value of ₹ 10,000 invested
Since Inception5Y3Y1Y6 MSince Inception5Y3Y1Y6 M
Kotak Short Term Fund - Direct (G)7.91%6.49%7.52%5.84%2.90%28,354.7813,695.6412,430.0210,583.9510,289.68
Crisil 10-year Gilt Index6.34%5.08%6.58%2.17%0.98%23,179.5112,812.6912,105.2110,217.0110,097.50
NIFTY Short Duration Debt Index A-II7.27%5.85%6.77%5.01%2.48%26,132.0313,284.8412,171.6310,501.3310,248.37

Scheme Inception date is 02/05/2002. Mr. Deepak Agrawal has been managing the fund since 11/07/2007 & Mr. Abhishek Bisen has been managing the fund since 01/11/2022. Different plans have different expense structure. The performance details provided herein are of direct plan. "Past performance may or may not be sustained in future. All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR(Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer.

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Fund
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Tier 1 Benchmark
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Tier 2 Benchmark
Kotak Short Term Fund (An open ended short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years. A relatively high interest rate risk and moderate credit risk.)
This scheme is suitable for investors who are seeking *
  1. Income over a medium term investment horizon
  2. Investment in debt & money market securities with portfolio Macaulay duration between 1 year & 3 years
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them
The above riskometer is based on the scheme portfolio as on 31 August 2026 . An addendum may be issued or updated on the website for new riskometer.
PRC Matrix Image
Potential Risk Class matrix consisting of parameters based on maximum interest rate risk (measured by Macaulay Duration (MD) of the scheme) and maximum credit risk (measured by Credit Risk Value (CRV) of the scheme).
Start Date of the Investment is considered as 1st of Every Month. Exit Load, Stamp Duty & STT are ignored for ease of calculation. Data Source: We have considered NAV Direct Plan Growth Option for the above scheme, Past Performance may or may not be sustained in the future. In view of the individual nature of tax consequences, each unit holder is advised to consult their tax advisors. All figures and other data given in this document are as of 31 August 2026. The same may or may not be relevant at a future date. The AMC takes no responsibility for updating any data/information in this material from time to time. The information shall not be altered in any way, transmitted to, copied, or distributed, in part or in whole, to any other person or to the media or reproduced in any form, without the prior written consent of Kotak Mahindra Asset Management Company Limited. Kotak Mahindra Asset Management Company Limited (including its affiliates), the Mutual Fund, The Trust and any of its officers, directors, personnel, and employees shall not be liable for any loss, damage of any nature, including but not limited to direct, indirect, punitive, special, exemplary, consequential, as well as any loss of profit, in any way arising from the use of this material in any manner. Further, the information contained herein should not be construed as a forecast or promise. The recipient alone shall be fully responsible/liable for any decision taken based on this material.
Mutual fund investments are subject to market risks, read all scheme related documents carefully.

Details

Benchmark
  • Additional -Crisil 10-year Gilt Index
  • Tier 1 - NIFTY Short Duration Debt Index A-II
AUM: ₹ 14,436 Cr. As on 31-Aug-2026
Allotment date: January 01, 2013
AAUM: ₹ 14,417 Cr. As on 31-Aug-2026
Fund Managers
Mr. Deepak Agrawal See All Funds Managed
Mr. Abhishek Bisen See All Funds Managed

Key Ratios

as on 31-Aug-2026
Expense Ratio **
0.39

Source: *ICRA MFI Explorer     ## Risk rate assumed to be % (FBIL Overnight MIBOR rate as on NA)     **Expense Ratio includes BER plus GST thereon.

Source: *ICRA MFI Explorer

## Risk rate assumed to be %

(FBIL Overnight MIBOR rate as on NA)

**Expense Ratio includes BER plus GST thereon.

MaturityStyle Graph

Available Plans/Options

A) Regular Plan B) Direct PlanOptions: Payout of IDCW, Reinvestment of IDCW & Growth (applicable for all plans)

Minimum Investment Amount

Initial Investment: Rs100 and any amount thereafter
Additional Investment: Rs100 and any amount thereafter
Ideal Investments Horizon: 1 years & above

Load Structure

Entry Load: Nil
Exit Load: Nil *The exit load will be applied based on the prevailing exit load rate at the time of unit allotment.
Graph
Fund
Graph
Tier 1 Benchmark
Graph
Tier 2 Benchmark
Kotak Short Term Fund (An open ended short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years. A relatively high interest rate risk and moderate credit risk.)
This scheme is suitable for investors who are seeking *
  1. Income over a medium term investment horizon
  2. Investment in debt & money market securities with portfolio Macaulay duration between 1 year & 3 years
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them

PRC Matrix

PRC Matrix Image
Potential Risk Class matrix consisting of parameters based on maximum interest rate risk (measured by Macaulay Duration (MD) of the scheme) and maximum credit risk (measured by Credit Risk Value (CRV) of the scheme).

About the Kotak Short Term Fund

  • The scheme is suitable for investors who may generally want to position themselves at the shorter end of the yield curve with a time horizon of 6 months and more.
  • The investment objective of Kotak Short Term Fund is to provide reasonable returns and high level of liquidity by investing in debt and money market instruments of different maturities so as to spread the risk across different kind of issuers in the debt market.

Scheme Category & Type

  • Debt Scheme - Short Term Fund

Investment Objective

  • An open ended short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years. A relatively high interest rate risk and moderate credit risk.

Frequently Asked Questions