Kotak Banking and Financial Services Fund

NAV as on Sep 4, 2026 ₹ 16.239 ₹ 0.05(0.30)%

Return Calculator

If you had invested ₹ on via and stayed invested till it would have become ₹1,624 i.e. CAGR of 14.76%

Scheme Inception date is 27/2/2023. Ms. Shibani Kurian, Mr. Abhishek Bisen & Mr. Arjun Khanna have been managing the fund since 27/2/2023. Different plans have different expense structure. The performance details provided herein are of regular plan Past performance may or may not be sustained in fut...

Portfolio

As on Aug 31, 2026

SECTOR ALLOCATION
STOCKS

Sector	Portfolio weight
Banks	58.04 %
Finance	24.07 %
Capital Markets	12.14 %
Insurance	2.63 %
Financial Technology (Fintech)	0.58 %
Net Current Assets	-0.14 %

Market Capitalisation

Type	%
Large Cap	65.77 %
Small Cap	17.17 %
Mid Cap	14.52 %
Debt And_Money_Market	2.54 %

Performance

as per SEBI format

Historical Returns

	CAGR				Value of ₹ 10,000 invested
	Since Inception	10Y	5Y	3Y	1Y	6 M	3 M	1 M	15 Days	7 Days	Since Inception	10Y	5Y	3Y	1Y	6 M	3 M	1 M	15 Days	7 Days
Kotak Banking & Financial Services Fund-Reg (G)	14.76%	-	-	12.41%	9.04%	2.22%	6.46%	-1.84%	-0.61%	-0.67%	16,239.00	-	-	14,203.62	10,903.78	10,222.21	10,646.43	9,816.24	9,939.41	9,933.33
Additional -Nifty 50 TRI	10.79%	-	-	8.22%	-2.33%	-1.57%	2.71%	-2.86%	-1.35%	-1.12%	14,344.98	30,623.36	-	12,675.76	9,767.20	9,843.02	10,270.93	9,714.41	9,865.10	9,888.03
Tier 1 - Nifty Financial Services TRI	12.27%	-	-	10.66%	1.68%	-2.79%	4.71%	-2.92%	-0.56%	-0.90%	15,031.70	34,233.37	-	13,551.78	10,167.86	9,721.23	10,471.41	9,708.14	9,944.35	9,910.42

As on Aug 31, 2026

Rolling Returns

		3 Year	1 Year
Average	-	-	-	13.24	14.29
Maximum	-	-	-	18.11	30.59
Minimum	-	-	-	10.98	-2.66
% times +ve returns	0.00	0.00	0.00	100	98.58
% times returns >	0.00	0.00	0.00	100	78.04

The returns are of Regular Growth Plan. Returns are calculated since inception with daily rolling frequency for the respective periods.

NAV Movement

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The Net Asset Value ("NAV") movement graph, shows the movement of NAVs of various available Plans/Options of Kotak Banking and Financial Services Fund("Scheme") and the movement of the Index Price, since the Inception of the Scheme/Plan/Option. For the Scheme the details provided here in are of Regular Plan- Growth Option.

SWP Calculator

Scheme Name : Kotak Banking and Financial Services Fund - Regular Plan Growth

NAV Date	NAV	Units	Cash Flow	Scheme Value

Historical Returns (as per SEBI format) as on 31 August 2026

Tenors	CAGR					Current Value of ₹ 10,000 invested
Tenors	Since Inception	5Y	3Y	1Y	6 M	Since Inception	5Y	3Y	1Y	6 M
Kotak Banking & Financial Services Fund-Reg (G)	14.76%	-	12.41%	9.04%	2.22%	16,239.00	-	14,203.62	10,903.78	10,222.21
Nifty 50 TRI	10.79%	-	8.22%	-2.33%	-1.57%	14,344.98	-	12,675.76	9,767.20	9,843.02
Nifty Financial Services TRI	12.27%	-	10.66%	1.68%	-2.79%	15,031.70	-	13,551.78	10,167.86	9,721.23

Scheme Inception date is 27/2/2023. Ms. Shibani Sircar Kurian & Mr. Abhishek Bisen have been managing the fund since 27/2/2023. Different plans have different expense structure. The performance details provided herein are of Regular Plan - Growth Option. Past performance may or may not be sustained in future. All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark. TRI - Total Return Index, In terms of para 6.14 of SEBI Master circular No. SEBI/HO/IMD/IMD-PoD-1/P/CIR/2024/90 dated June 27, 2024, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return.

Fund

Tier 1 Benchmark

Kotak Banking and Financial Services Fund (An open ended equity scheme investing in the Banking and Financial Services sectors)

This scheme is suitable for investors who are seeking *

Long-term capital growth
Investment in portfolio of predominantly equity & equity related securities of companies engaged in Banking & Financial Services

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them

The above riskometer is based on the scheme portfolio as on 31 August 2026 . An addendum may be issued or updated on the website for new riskometer.

Start Date of the Investment is considered as 1st of Every Month. Exit Load, Stamp Duty & STT are ignored for ease of calculation. Data Source: We have considered NAV Regular Plan Growth Option for the above scheme, Past Performance may or may not be sustained in the future. In view of the individual nature of tax consequences, each unit holder is advised to consult their tax advisors. All figures and other data given in this document are as of 31 August 2026. The same may or may not be relevant at a future date. The AMC takes no responsibility for updating any data/information in this material from time to time. The information shall not be altered in any way, transmitted to, copied, or distributed, in part or in whole, to any other person or to the media or reproduced in any form, without the prior written consent of Kotak Mahindra Asset Management Company Limited. Kotak Mahindra Asset Management Company Limited (including its affiliates), the Mutual Fund, The Trust and any of its officers, directors, personnel, and employees shall not be liable for any loss, damage of any nature, including but not limited to direct, indirect, punitive, special, exemplary, consequential, as well as any loss of profit, in any way arising from the use of this material in any manner. Further, the information contained herein should not be construed as a forecast or promise. The recipient alone shall be fully responsible/liable for any decision taken based on this material.

Mutual fund investments are subject to market risks, read all scheme related documents carefully.

Details

Benchmark

Additional -Nifty 50 TRI
Tier 1 - Nifty Financial Services TRI

AUM: ₹ 1,560 Cr. As on 31-Aug-2026

Allotment date: February 27, 2023

AAUM: ₹ 1,560 Cr. As on 31-Aug-2026

Fund Managers

Ms. Shibani Sircar Kurian See All Funds Managed

Mr. Abhishek Bisen See All Funds Managed

Key Ratios

as on 31-Aug-2026

Portfolio turnover ratio

26.68%

Expense Ratio **

2.14

Source: *ICRA MFI Explorer ## Risk rate assumed to be % (FBIL Overnight MIBOR rate as on NA) **Expense Ratio includes BER plus GST thereon.

Source: *ICRA MFI Explorer

## Risk rate assumed to be %

(FBIL Overnight MIBOR rate as on NA)

**Expense Ratio includes BER plus GST thereon.

Available Plans/Options

A) Direct Plan B) Regular PlanOptions: Growth and Income Distribution cum capital withdrawal (IDCW) (Payout and Reinvestment)

Minimum Investment Amount

Initial Investment: Rs5000 and in multiples of Rs1 for purchases and of Rs0.01 for switches

Additional Investment: Rs1000 & in multiples of Rs1 for purchases and of Rs0.01 for switches

Ideal Investments Horizon: 5 years & above

Load Structure

Entry Load: Nil

Exit Load: 1. For redemption / switch out within 30 days from the date of allotment: 0.5% 2. If units are redeemed or switched out on or after 30 days from the date of allotment: NIL *The exit load levied will be calculated basis the exit load rate prevalent at the time of unit allotment.